Your Privacy respects each individual's right to personal privacy. We will collect and use information through our Web site only in the ways disclosed in this statement. This statement applies solely to information collected at's Web site.

IP Addresses and Logging: may identify and collect information through our Web site at several points. We collect the following information on users who visit our site to read or download information on our pages:

1. The domain name through which you gained access to our Web site;
2. The URL of the web page through which you were linked to our web site.
3. The date and time that you entered our web site.
4. Your IP address.
5. The duration of your visit.

The above is generally considered data that is not personally identifiable, and is collected as part of our business practices in order to identify demographic information relative to users who access our site, assessing the number and type of user accessing various sections of our site, helping us determine what content and business concepts are working for us and/or are of interest to our visitors, determining technical design features and specifications and helping us assess systems performance. We may also use such information in statistical form to assist us in business and marketing strategies and programs. We may utilize software programs to create summary statistics which we utilize for the above purposes.

Cookies and/or Web Beacons: does not directly employ cookies or Web beacons. A cookie is a small text file that a Web server places on a user's computer hard drive to be used as a unique identifier. A Web beacon is an image file (usually transparent) used to monitor a visitors actions across a web site or a collection of sites. Banners advertisements and other third party advertisements appearing on may however utilize their own cookies and/or Web beacons. Any information collected by their respective companies through cookies and/or beacons is not accessible to

Requests For Personal Information:
While "regular" reading or downloading of information at does not require you to provide any personal information, certain areas of the site may request that you provide additional information in order to proceed:

Form submissions matching visitors with debt management companies, request contact information and certain particulars about your financial situation. This information is transmitted to our partner(s) and the information provided is used in accordance with their own Privacy Policy to match you with debt management companies as per request. Please see the each site's Privacy Policy for further details on how your information is used during the process.

External Site Links: offers links to other Web sites. We have no control over their content or standards, and encourage you to read their individual privacy policies, as they may differ from our own.

Changes To This Policy:
If our policy on information collection or uses changes, this page will be updated to reflect the new policies.

Problem Resolution
If problems arise, users may contact by e-mail.

Children's Privacy Statement: does not actively market to children, and we never knowingly ask a child under 13 to divulge personal information.